If you’ve been injured in an auto accident that was not your fault, an attorney can help you recover damages from the at-fault driver’s insurance company.(Image: https://www.payerlawgroup.com/wp-content/uploads/2025/06/speeding-car-accidents-in-Miami-Gardens-1024x683.png.webp) They can also represent you if the insurance company disputes fault or offers an unfair settlement. However, most personal injury lawyers charge their clients on a contingency basis. Some lawyers also charge for administrative costs, such as filing fees. Another important factor that can impact car accident claims in certain states relates to insurance. Twelve states require drivers to carry no-fault insurance, also called personal injury protection (PIP).(Image: https://thestudentlawyer.com/wp-content/uploads/2020/05/AdobeStock_303094623-scaled.jpeg)